TERMS & CONDITIONS
Definitions
User means individuals using the Site
FAAA means Financial Advice Association of Australia
Member means a current Member of the FAAA
Site means www.faaa.au and any other related link
Terms means these Terms and Conditions.
By accessing or using this website, including any of the webpages located at the domain name (www.adviceacademy.au), you agree to be bound by these terms and conditions (Terms).
‘We’, ‘us’ and ‘our’ refer to The Financial Advice Association of Australia Limited ABN 62 054 174 453 (FAAA), our FAAA Members, our related website Advice Academy and our related businesses and suppliers.
This Site is owned and run by the FAAA.
Please refer to our privacy policy here for information about how the FAAA handles personal information, your rights to seek access to and correct personal information and how to complain about breaches of your privacy by the FAAA.
Unless expressly stated otherwise, the information on this Site and the links provided are for general information only and should not be taken as constituting professional advice or financial product advice (within the meaning of the Corporations Act) from the FAAA.
The FAAA is not licensed to provide financial product advice. You should consider seeking independent legal, financial, taxation or other professional advice to ascertain how the information on or via this Site relates to your personal circumstances.
Where articles on this Site are sourced from an Australian Financial Services licensee (AFS licensee) or the employee or authorised representative of an AFS licensee, we identify the source and AFS licensee. The AFS licensee is responsible for any general financial product advice given. General financial product advice does not take into account your objectives, financial situation or needs, and where it is provided you should consider seeking professional financial advice before acting on the general advice provided.
The FAAA does not permit personal financial product advice to given via this Site.
Intellectual property
The FAAA, or the relevant licensee, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property rights) in this Site and the information provided on or via this Site. You must not download, publish, distribute or reproduce this Site or any of the information contained on this Site in any form without the prior written consent of the FAAA or the appropriate consent of the relevant licensee. However, you may print out and/or download information contained on this Site for your own personal and non-commercial use.
Hyperlinks and links to other websites
This Site contains links to websites controlled or offered by third parties that are not operated, controlled and/or monitored by us.
The FAAA is not responsible for the accuracy or content of third-party websites which may have links from this Site. In creating hypertext links to any other websites, the FAAA is not endorsing or recommending that website, any information or material contained on that website, or any products or services offered on that website. The FAAA is not liable for any failure of products or services offered or advertised at those websites. The use of such links is entirely at your own risk and the FAAA disclaims liability for, any information, materials, products or services posted or offered on any of the third party websites linked to this Site.
Such websites may have a different privacy policy to the FAAA and may provide less security than this Site.
Links to this Site are not permitted without the prior written consent of the FAAA.
Privacy Policy
This Terms and Conditions must be read in conjunction with the Advice Academy Privacy Policy as users are bound by both the Terms and the Privacy Policy.
No Warranty and Liability
This Site and the information provided on or via this Site are provided “as is” and “as available”. The FAAA does not warrant the accuracy, adequacy or completeness of this Site and the information provided on or via this Site and, to the extent permitted by law, expressly disclaims liability for errors or omissions in this Site and the information provided on or via this Site. Except for warranties which cannot be excluded by law, no warranty of any kind, implied, express or statutory, but not limited to the warranties of non-infringement of third-party rights, title and freedom from computer virus, is given in conjunction with this Site and the information provided on or via this Site.
To the extent permitted by law, in no event will the FAAA be liable for any loss or damages, including without limitation, direct or indirect, special, incidental or consequential damages, losses, or expenses in connection with this Site or any linked site or the use of this Site or any linked site or inability of use by any party, or in connection with any information provided on or via this Site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if the FAAA or its representatives, are advised of the possibility of such damages, losses or expenses.
To the extent permitted by law, liability under any condition or warranty which cannot be legally excluded is limited at the FAAA’s option to replacement or resupply of goods or services or payment for the replacement or resupply of goods or services.
Availability
This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Applicable law
This Site and its Terms are governed by and will be construed in accordance with the laws of New South Wales, Australia. You irrevocably and unconditional submit to the non-exclusive jurisdiction of the courts of New South Wales to determine any dispute arising out of these Terms. If any part of these Terms is found to be void, unlawful or unenforceable, then that part will be deemed severable from the Federal Court of Australia.
Information or material published on the site
Any information or material published on the Site, including questions, answers and blogs submitted by FAAA Members, Users or the public is subject to review by the FAAA.
The FAAA may publish any information or material, received by FAAA Members, Users and the public, at any time. This information or material will be posted or published in accordance with the Privacy Policy. Accordingly, the FAAA takes no responsibility for the accuracy of such information and material and does not endorse it.
The FAAA may remove any information or material published or posted on the Site, at any time without providing notice, or an explanation for this removal.
Amendments
Additionally, the FAAA reserves the right to change the information provided on or via this Site, including these Terms, at any time and without notice. It is recommended that you review the information provided on or via this Site, including these Terms and Conditions, periodically for changes.
Commercial Use
As copyright owners, the FAAA is able to license non-exclusive copyright on the majority of Advice Academy content on this website to other parties. If you are a commercial organisation, or your website is for commercial purposes, a fee may apply should permission be granted.
Web reuse/Linking
If you wish to use our content on your website or blog, you may reproduce up to 200 words and then link back to the article on adviceacademy.au. No permission is required to do this.
Any website, blog or online entity reproducing more than 200 words of any article, graphic or video, without written permission from either Advice Academy, its parent company or authorised syndication agents, is in breach of our copyright. We will take legal action if we find any website, blog or online entity has breached our copyright.
Email newsletters – if you wish to use an Advice Academy article in your email newsletter you may reproduce up to 200 words and then link back to the article on adviceacademy.au. Permission will be required to use more than 200 words, as detailed above – if you are a commercial organisation, or your email newsletter is for commercial purposes, a fee may apply should permission be granted.
Graphics, Photos and Illustrations
Advice Academy does not hold the copyright to most photographs or images that you see featured on the website. Therefore, we are unable to distribute them or grant permission for their reuse.
We are able to syndicate our in-house graphics for reuse. If you would like to syndicate a graphic, please contact us at [email protected] to get a quote and discuss further. Please supply: details of the graphic, the link to the graphic as well as a link to the article it relates to.
Translation
Advice Academy does not offer a translation service for any of its articles. Once you have received permission to syndicate an article as detailed in the sections above, if you wish to translate it you do not need our permission to do so, as long as the following statement appears alongside the translation: “(Title of publication) agrees to indemnify the FAAA and the Advice Academy against any claim arising from incorrect or misleading translation”.
Contact
For any query not answered above, please contact us here – please ensure you have read the information on this page before contacting us, as due to the volume of emails received, if your query is answered above you will not receive a response.
